Nick, thanks for the reminder.

The first two items are directly related to NOT living in the NOW. If you want to learn about living in the NOW read "The Power of Now" by Eckhart Tolle.

#1 - The past is filled with remorse of things not done or things that should have been done.

#2 - The future is filled with worry about thing that might happen.

Living in the NOW has been a powerful force for me finding happiness no matter what is happening.